Prosperity Dealer Services
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Powertrain Coverage

  1. ENGINE:CylinderBlock,CylinderHead(s),RotaryHousingandallInternallyLubricatedPartscontainedwithintheEngineincluding: Pistons; Piston Rings; Connecting Rod Bearings; Crankshaft; Crankshaft Main Bearings; Camshaft; Camshaft Bearings; Cam Followers; Timing Chain or Belt; Timing Gears, Guides, Tensioners; Rocker Arms; Rocker Bushings; Cylinder Head Valves; Valve Guides; Valve Lifters; Valve Springs; Valve Seals; Valve Retainers; Valve Seats; Push Rods; Water Pump; Fuel Pump; Oil Pump and Oil Pump Housing; Harmonic Balancer; Oil Pan; Timing Chain Cover; Intake and Exhaust Manifolds; Valve Covers; Engine Mounts; Cam Gear Bolt; Harmonic Balancer Bolt; and Head Bolts.
  2. TRANSMISSION:(automaticorstandard)TransmissionCaseandallInternallyLubricatedPartsplus:TorqueConverter;Flywheel/FlexPlate; Vacuum Modulator; Electronic Shift Control Unit; Transmission Cooler; Transmission Mounts; Oil Pan; Slave/Clutch Master Cylinder; Pilot Bearing; and Throw-Out Bearing.
  3. DRIVEAXLE(FRONTORREARWHEELDRIVE):DriveAxleCase;AllInternallyLubricatedPartsContainedwithintheDriveAxle; Locking Hubs; Drive Shafts; Center Support Bearings; Universal Joints; Constant Velocity Joints; Axle Bearings; Four-Wheel Drive Actuator; and Differential Cover.
  4. TRANSFER CASE: Transfer Case and All Internally Lubricated Parts.
  5. TURBOCHARGER/SUPERCHARGER: (Factory Installed Only) Turbocharger/Supercharger Housing and All Internally Lubricated Parts.

Enhanced Coverage

  1. STEERING: All Internal Parts Contained Within tthe Steering Box; Rack and Pinion Gear; Power Steering Pump; Power Steering Hoses; Steering Knuckles; Pitman Arm; Idler Arm; Tie Rod Ends and Drag Link; Steering Damper; Upper and Lower Steering Column Shafts and Couplings, Including Internal Tilt-Wheel Mechanism; Steering Box and Rack and Pinion Gear Housings; Power Steering Assist Cylinder; Power Steering Pump Cooler; Twin "i" beam & Bushings; and Steering Travel Stop.
    REAR WHEEL STEERING: All Internal Parts Contained Within tthe Steering Box; Rack and Pinion Gear; Power Steering Pump; Power Steering Hoses; Steering Knuckles; Pitman Arm; Idler Arm; Tie Rod Ends and Drag Link; Steering Damper; Upper and Lower Steering Column Shafts and Couplings, Including Internal Tilt-Wheel Mechanism; Steering Box and Rack and Pinion Gear Housings; Power Steering Assist Cylinder; Power Steering Pump Cooler; Twin "i" beam & Bushings; and Steering Travel Stop.
  2. BRAKES: The following ABS Parts are Covered: Electronic Control Processor; Wheel Speed Sensors; Hydraulic Pump/Motor Assembly; Pressure Modulator Valve/Isolation Dump Valve; and Accumulator. Additionally, the following parts are covered: Master Cylinder; Power Brake Cylinder; Vacuum/Hydro Assist Booster; Disc Brake Caliper; Wheel Cylinders; Compensating Valve; Brake Hydraulic Lines and Fittings; Hydraulic Control Unit; Hydraulic Trailer Brake Assembly and it's Components.
  3. ELECTRICAL: Alternator; Voltage Regulator; Starter Motor; Starter Solenoid and Starter Drive; Engine Compartment Wiring Harness; Computerized Timing Control Unit; Electronic ignition Module; Crank Angle Sensor; Knock Sensor; ignition Switch; Ignition Switch Lock Cylinder; Front and Rear Window Wiper Motor, Washer Pump and Switch; Stop Lamp Switch; Headlamp Switch; Turn Signal Switch; Heater/A.C. Blower Speed Switch; Manual Heater/A.C. Control Head; Horns, Trailer Brake Wiring Harness; Auxiliary Power Supply Wiring; Exterior Cab Lighting; Auxiliary Fuel Tank Switching Unit and Switch; and O-2 Sensors.
  4. AIR CONDITIONER: Condenser; Compressor, Compressor Clutch and Pulley; Air Conditioning Lines and Hoses; Evaporator; Idler Pulley and Idler Pulley Bearing; High/Low Compressor Cut-Off Switch;Expansion Valve; and Pressure Cycling Switch. The following parts are covered if they are required in connection with the repair of a covered part listed above and only if they have failed: Accumulator/Receiver Dryer; Orifice Tube; Oil and Refrigerant.

Deductible Options

$50, $150 and $250 per visit

Optional Coverage

ENHANCED ELECTRICAL: Electronic Instrument Cluster; Distributor; Ignition Coil; Electronic Combination Entry System (Does Not Include Transmitters and Receivers for Remote Locks); Cruise Control Module, Transducer, Servo, and Amplifier; Powertrain Control Module; Headlamp Motors; Power Seat Motor; Power Mirror Motor; Power Antenna Motor/Mast Assembly; Convertible Top Motor; Power Sunroof Motor; Power Window Switch; Cruise Control Engagement Switch; Power Mirror Motor Switch; Rear Defogger Switch; Power Door Lock Actuator and Switch.


SAFTEY RESTRAINT SYSTEMS: Airbags, Impact Sensors, Clock Springs, Safety Belts, Anchor Tensioner and Latch, Passenger Presence System, Occupancy Sensors, Inflator Modules and Restraint Sensing Module.


SEAL AND GASKETS: Seals and Gaskets of covered components designed to prevent the loss of necessary coolants, lubricants and fluids are covered.


LIFT KIT: Oversized/Undersized tires (not to exceed the maximum tire height and maximum tire width allowed by the lift kit manufacturer), body lifts and suspension lifts (maximum 6 inch combined lift) that are installed by the authorized Seller or Seller's authorized facility at the time of Vehicle sale. Coverage will be provided in accordance with the Provisions of This Vehicle Service Contract. The odometer must be re-calibrated to register accurate mileage readings in order for Your Vehicle to be eligible for this Coverage. This surcharge is mandatory as it applies.

Benefits

RENTAL: In the event of a Breakdown covered by this Contract, We will pay or reimburse You for receipted expenses to rent a replacement vehicle (from a licensed rental agency) or for alternate public transportation while Your Vehicle is at a licensed repair facility. Coverage will be provided to You on the following basis, up to a maximum of thirty dollars ($30) for every eight (8) labor hours, or portion thereof, of applicable labor time required to complete the repair, up to a maximum of one hundred fifty dollars ($150) for each repair visit. This Coverage does not apply to the time waiting for parts, services, weekends or other delays beyond the control of the repair facility or the Administrator. However, an additional three (3)days of rental Coverage applies in the event of a parts delay when an internal repair or replacement is performed on a major component (Engine, Transmission, Drive Axle). No Deductible will apply to this benefit.


TOWING/ROAD SERVICE: In the event Your Vehicle is disabled, We will pay or reimburse You for receipted towing or road service expenses up to one hundred fifty dollars ($150) per occurrence. For Trucks and/or SUV’s, We will pay or reimburse You for receipted towing or road service expenses up to seventy-five dollars ($75) per occurrence and up to one hundred dollars ($100) for flatbed (4WD/AWD Vehicles only) per occurrence. Any payment shall be for actual towing or road service charges in excess of any applicable reimbursement from the manufacturer or any other towing or road service coverage. No Deductible will apply to this benefit.


TRIP INTERRUPTION: In the event a Breakdown covered by this Contract occurs more than one hundred (100) miles from Your home and results in a repair facility keeping Your Vehicle overnight, We will reimburse You for receipted hotel and restaurant expenses, up to seventy-five dollars ($75) per day for a maximum of three (3) days (Total benefit per occurrence of $225). No Deductible will apply to this benefit.


LOST KEY/LOCK OUT: In the event the keys for Your Vehicle are lost, broken or accidentally locked in Your Vehicle, We will reimburse You for receipted expenses, up to a maximum of thirty-five dollars ($35) for locksmith services. No Deductible will apply to this benefit.

Exclusions

This Vehicle Service Contract Provides No Coverage or Benefits

  1. For any part not specifically listed in the Schedule of Coverages, or for any of the following parts: carburetor, battery and battery cable/harness, standard transmission clutch assembly, friction clutch disc and pressure plate, distributor cap and rotor, glass, lenses, sealed beams, light bulbs, fuses, circuit brakers, cellular phones, TV/VCR/DVD players, game centers, AM/FM radio/cassette/CD players, speakers, audio/video equipment, all touch screen and/or voice activated accessories including related display screens and heads up displays on windshields, electronic transmitting/ receiving devices, global positioning systems, voice recognition systems, remote control consoles, radar detection devices, brake rotors and drums, all exhaust components, and the following emission components: EGR purge valve/solenoids/sensors, vacuum canister, vapor return canister, vapor return lines/valves, air pump/lines/valves, catalytic converter/filtering/sensors, emission vapor sensors, gas cap/filler neck, weather strips, trim, moldings, bright metal chrome, upholstery and carpet, paint, outside ornamentation, bumpers, body sheet metal and panels, frame and structural body parts, vinyl and convertible tops, any convertible top assemblies, hardware or linkages, tires, wheel/rims. External nuts, bolts and fasteners are not covered unless specifically listed in the Schedule of Coverages (except where required in conjunction
    with a covered repair).
  2. For maintenance services and parts described in Your Vehicle’s owner’s manual as supplied by the manufacturer and other
    normal maintenance services and parts which include, but are not limited to: alignments, adjustments, wheel balancing, tune-ups, spark plugs, spark plug wires, glow plugs, hoses (unless listed as specific covered parts), drive belts, brake pads, brake linings/shoes, and wiper blades. Filters, lubricants, coolants, fluids and refrigerants will be covered only if replacement is required in connection with a Breakdown.
  3. For any damage and/or Breakdown resulting from collision, road hazard, fire, theft, vandalism, riot, explosion, lightning, earthquake, freezing, rust or corrosion, windstorm, hail, water or flood, acts of God, salt, environmental damage, chemicals, contamination of fluids, fuels, coolants or lubricants.
  4. For any Breakdown caused by misuse, abuse, negligence, lack of normal maintenance required by the manufacturer’s maintenance schedule for Your Vehicle, or improper servicing or repairs subsequent to purchase. For any Breakdown caused by sludge build-up resulting from Your failure to perform recommended maintenance services, or failure to maintain proper levels of lubricants and/or coolants, or Breakdowns caused by fuels containing more than 10% Ethanol (if the engine was not manufactured for this fuel mixture), or for any damage by or resulting from overheating regardless of the cause, or failure to protect Your Vehicle from further damage when a Breakdown has occurred or failure to have Your Vehicle towed to the service facility when continued operation may result in further damage. Continued operation includes Your failure to observe warning lights, gauges, or any other signs of overheating or component failure, such as fluid leakage, slipping, knocking, or smoking, and not protecting Your Vehicle by continuing to drive creating damage beyond the initial failure.
  5. For any repair or replacement of any covered part if a Breakdown has not occurred or if the wear on that part has not exceeded the field tolerances allowed by the manufacturer. Any part that a repair facility or manufacturer recommends or requires that it be replaced or repaired, or is an update, and is not a Breakdown, is Your responsibility and expense.
  6. If any alterations have been made to Your Vehicle or You are using or have used Your Vehicle in a manner not recommended by the manufacturer, including but not limited to, the failure of any custom or add-on part, all frame or suspension modifications, lift kits, any tire that is not recommended by the original manufacturer if it creates an odometer/speedometer variance of greater than 4%, trailer hitches. Also not covered are any emissions and/or exhaust systems modifications, engine modifications, transmission modifications, and/or drive axle modifications, which includes any performance modifications.
  7. If, while owned by You, Your odometer has ceased to operate and odometer repairs have not been made immediately, or the odometer has been altered in any way subsequent to purchase of this Contract.
  8. If Your Vehicle has ever been a total loss, salvaged, rebuilt or is a grey market vehicle.

I. For any liability for property damage, or for injury to or death of any person arising out of the operation, maintenance or use of Your

Vehicle described in this Contract, whether or not related to the parts covered. For loss of use, time, profit, inconvenience, or any other consequential loss (except as may otherwise be provided under the Schedule of Coverages), including any Consequential Damage to a non-covered part that results from a Breakdown.

J. When the responsibility for the repair is covered by an insurance policy, manufacturer and/or dealer customer assistance program, or any warranty from the manufacturer, such as extended drive train, major component or full coverage warranties, or a repairer’s guarantee/warranty (regardless of manufacturer’s or repairer’s ability to pay for such repairs). Further, Coverage under this Contract is similarly limited in the event of a Breakdown if the manufacturer has announced its responsibility through any means, including public recalls and factory service bulletins.

K. If Your Vehicle is used for towing (unless Your Vehicle is equipped with factory installed or factory authorized tow package), or is used as a commercial unit, which includes farming or ranching, route work, job-site activities, service or repair work, delivery of goods, or is used for snow removal, rental, taxi, limousine or shuttle, towing/wrecker service, dumping (dump beds), cherry pickers, lifting or hoisting, police or emergency service, principally off-road use, prearranged or organized racing or competitive driving.

L. For any Pre-existing condition or for any Breakdown occurring before Coverage takes effect or prior to the Contract Purchase Date, or if the information provided by You, or the repair facility cannot be verified as accurate or is found to be deceptively inaccurate.

M. For Breakdowns that occur and/or repairs made outside of the United States of America and Canada.
N. For Diagnostic and/or Teardown procedures that are not listed, or are in excess of the times listed in the current year’s national

flat rate hourly guide in conjunction with a covered repair.

Eligibility

To qualify for a Vehicle Service Contract, a vehicle must meet all of the following eligibility requirements:

1. The Vehicle must be listed on the Rate Chart. Any Vehicles on the Rate Chart listed under Excluded Models are not eligible. Any Vehicle model introduced after the effective date of the Rate Chart will require the dealership to email Agent Dealer Services.

2. Any Vehicle that is registered and being used as a commercial unit or that is used for any of the purposes listed in number 3. below is not eligible.

3. Vehicles used for any of the functions listed below (a. – n.) are not eligible:

a. Rental.

b. Dealer “loaners” or vehicles on short-term (12 months or less) leases, or Dealer Service Vehicles.

c. Taxi, limousine or shuttle.

d. Towing/Wrecker Service.

e. Police or Emergency Service.

f. Principally off-road use.

g. Racing or competitive driving.

h. Dumping (Dump Beds).

i. Cherry Pickers.

j. Lifting or Hoisting.

k. Delivery of Goods, Farming or Ranching.

l. Snow removal. (See Vehicle Service Contract for special Alaska State Requirements.)

m. Job site activities.

n. Route-work.

4. Only Vehicles used for pleasure, or driven back and forth to work, (subject to the restrictions listed in number 2., above), are eligible.

5. All trucks, vans, and utility Vehicles are limited to 13,500 pounds GVW (Gross Vehicle Weight).

6. Vehicles that have been modified for high performance or with non-factory equipment are not eligible.

7. Electric and natural gas powered vehicles (unless otherwise noted on the Rate Chart) are not eligible.

Vehicle Eligibility

To qualify for a Vehicle Service Contract, a vehicle must meet all of the following eligibility requirements:

1. The Vehicle must be listed on the Rate Chart. Any Vehicles on the Rate Chart listed under Excluded Models are not eligible. Any Vehicle model introduced after the effective date of the

8. Vehicles that have been altered or modified in a fashion not recommended by the manufacturer (including but not limited to: removal of emissions control equipment, over/undersized tires, suspension kits, etc.), are not eligible. Optional LIFT KIT coverage allowed with purchased Surcharge if the following conditions are met: Oversized/Undersized tires (not to exceed the maximum tire height and maximum tire width allowed by the lift kit manufacturer), body lifts and suspension lifts (maximum 6 inch combined lift) that are installed by the authorized Seller or Seller's authorized facility at the time of Vehicle sale.

9. Vehicles with odometers that are broken, or have been broken and/or the correct mileage cannot be determined and verified by the Administrator are not eligible.

10. Vehicles that are or have ever been a total loss, salvaged, branded, “Factory Buy Back”, or rebuilt are not eligible.

11. Limited production, “Brass Hat”, Dealer Demos, exotic and “grey market” vehicles and vehicles that do not carry the original Full Manufacturer's Warranty are not eligible.

12. All covered components must be functioning at the time of sale of the Vehicle and of the Vehicle Service Contract. Pre-existing conditions are not covered.

13. The Dealer issuing the Vehicle Service Contract must have sold the Vehicle.

14. The Vehicle Coverage must be sold at the time the Vehicle is sold.

15. January 1st shall be considered the model year change for determining eligibility under this rule.

16. Prior to the sale of the Vehicle, the oil must be changed and other fluids as necessary. All mechanical and electrical components must be repaired and/or functioning properly.

17. Vehicles that are not registered to a person(s) are not eligible for Coverage.

18. Seals & Gaskets Optional Coverage is available only for vehicles with less than 150,000 Odometer Miles (at Contract Purchase Date).

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